Vietnam SME Legal Handbook on Business Insurance, Tax & Employee Benefits 2026-2027

With insurance, tax and employment regulations continuing to evolve in Vietnam, how should HR teams and SME owners prepare? Explore key legal updates and practical guidance to help your business manage workforce costs, mitigate compliance risks and build employee benefits that fit your needs.
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WHAT'S INSIDE

5 essential topics for HR teams and SME owners

Explore notable legal developments for 2026-2027 and practical ways to plan workforce costs, reduce compliance risks and make employee benefits more effective.

  • 1

    Insurance regulation updates for 2026-2027

    Understand changes to social, health and unemployment insurance, including eligibility, contribution requirements and employee entitlements.

  • 2

    Stay ahead of changing workforce costs

    Vietnam's 2026 regional minimum wage increased by approximately 6%, affecting payroll and insurance costs. See how personal income tax and trade union contributions also influence workforce budgeting.

  • 3

    Understand compliance risks and penalties

    Review penalties for labour and insurance violations, including administrative fines of up to VND 150 million for evasion of compulsory social insurance contributions, depending on the circumstances.

  • 4

    Compliance checklist and five-step action plan

    Get practical guidance for reviewing employment contracts, payroll, insurance obligations and benefits policies, and preparing for regulatory requirements.

  • 5

    Manage costs while improving employee benefits

    Explore how statutory insurance can work alongside corporate health insurance and employee wellbeing programmes, with an overview of relevant tax considerations.

ABOUT THE HANDBOOK

Trusted legal updates, practical insights for SMEs

Compiled by LivWell from Vietnamese legal documents covering insurance, tax and employment, the handbook focuses on changes affecting SME operations in 2026-2027. Alongside key regulations and effective dates, it provides checklists and practical guidance to help HR teams and business owners review and update their people policies.

For reference only. This material does not replace professional legal or accounting advice.

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Through OneHealth, LivWell brings together corporate health insurance, healthcare services and technology in one connected ecosystem. The solution helps HR teams administer benefits more easily while improving employee healthcare experiences and engagement.

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Stay ahead of legal changes in 2026-2027

Get the information you need to review HR policies, manage costs and plan employee benefits with LivWell's free handbook.

Key updates on insurance, tax and employment regulations

Compliance checklist and five-step action plan

Important effective dates and compliance risks

Ideas to optimise employee benefits and related costs

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Frequently Asked Questions

Answers to common questions about the SME legal handbook

Who is this handbook for?

It is designed for HR teams, SME owners and professionals responsible for people policies, insurance, tax and employee benefits in Vietnam.

Which regulations does the handbook cover?

It covers major developments in social, health and unemployment insurance, personal income tax, regional minimum wages, trade union contributions and other employment regulations relevant to SMEs in 2026-2027.

Is the handbook free to download?

Yes. LivWell provides the complete PDF at no cost. Simply enter your work email to receive your copy.

Can the handbook replace legal or accounting advice?

The handbook provides general guidance and reference information. Businesses should consult qualified legal or accounting professionals, or the relevant authorities, before applying it to specific cases.

How can LivWell help businesses improve employee benefits?

OneHealth combines corporate health insurance, wellbeing programmes and technology to help businesses offer benefits that reflect employee needs and available budgets.